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Senior Debt For
CRE Transactions

Clear, transparent lending criteria for commercial real estate transactions across Ireland — from €2 million+. No bureaucracy. No surprises.

Our Lending Approach

Built for professional
property investors

Origin Capital provides senior debt commercial real estate finance to corporate entities — not individuals — operating across the Irish market. Our lending is structured, efficient and backed by a team that understands your transaction from the first call.

We fund transactions from €2 million+, with no upper limit on deal size where the right opportunity exists. Our mandate focuses exclusively on Irish commercial and residential investment assets, bringing real expertise and accountability to every decision.

Unlike institutional banks, we operate without committees, credit layers or bureaucracy. Your deal is reviewed by decision-makers — and you'll receive a clear, reasoned answer within days, not weeks.

Fast Credit Decisions

Direct access to decision-makers means indicative terms can be issued within 48–72 hours of receiving a complete information pack.

Institutional Capital

Backed by Kvika banki hf., an Icelandic institution with a Moody's investment-grade rating.

Corporate Lending Only

All lending is to corporate entities. No personal recourse, no PGs.

Ireland-Wide Coverage

We lend across all major Irish cities — Dublin, Cork, Galway, Limerick and Waterford.

Lending Parameters

Key terms at a glance

The criteria below apply to all senior debt facilities originated by Origin Capital. Speak to our team for specific structuring advice on your transaction.

Loan Size
€2M +
Minimum transaction of €2 million.
Maximum LTV
Up to 80%
Loan-to-value up to 80% of market value.
Loan Term
2 – 5 Years
Flexible terms to match your business plan.
Interest Rate
Competitive
Fixed and floating rate options available.
Borrower Type
Corporate
Corporate entities only. No personal recourse.
Security
First Charge
First legal charge over the property.
Eligible Assets

What we lend against

We finance investment-grade commercial and residential real estate assets across Ireland, with a focus on income-producing properties or those with a clear path to income.

Office
Prime and secondary offices in Dublin and major regional cities.
Retail
High street retail, retail parks and convenience formats.
Industrial & Logistics
Warehousing, last-mile logistics, business parks.
Hospitality
Hotels, aparthotels and serviced accommodation.
Residential Investment
Build-to-rent and private rented sector portfolios.
Development Finance
Selected development or refurbishment finance.
Mixed Use
Mixed-use schemes combining commercial and residential components.
Other Asset Classes
Speak to our team for other asset types.
Application Process

From enquiry to drawdown

Our process is designed to be clear, fast and collaborative — keeping your deal on track from first call to funding.

1

Initial Enquiry

Contact our team with a brief overview of the transaction.

2

Information Pack

Provide a complete information pack including asset details and financials.

3

Indicative Terms

Receive a clear, written indicative offer within 48–72 hours.

4

Drawdown

Following credit approval, legal due diligence and valuation, we move to drawdown.

Ready to discuss
your transaction?

Our team of decision-makers is available to discuss any commercial real estate financing requirement. No committee, no bureaucracy — just a straight answer from experienced professionals.